Just arrived from New Zealand? Start with the details other applications depend on: a working phone number, access to money, a reliable address and your identity documents.
This suggested first-week plan is for New Zealand citizens moving to Australia. Processing times vary. The aim is to start the important steps, rather than have every application approved within seven days.
Before you leave NZ: prepare your essentials
Keep your passport, accommodation details, employment paperwork and important records accessible. Save secure digital copies and plan how you will receive Australian mail. Budget for temporary accommodation, transport, rental costs and everyday spending while you settle in.
Use the free moving from NZ to Australia checklist for a broader view of your move.
Day 1: get connected and check your arrival details
Arrange a mobile plan that suits your data needs and budget. An Australian contact number can help with employers, banks and housing applications. Keep access to your NZ number if it is still used for verification codes.
Eligible NZ passport holders can be granted a Special Category visa (subclass 444) when entering Australia, allowing work and study. Family members who are not NZ citizens may need another visa. Check Home Affairs guidance for New Zealand citizens for the requirements that apply to you.
Days 1 to 2: organise banking and access to money
If you started a bank application in NZ, check what remains before the account is active. Otherwise, compare accounts and ask which identity and address documents the bank accepts. Do not assume an online application means the account is ready for salary payments or withdrawals.
Compare transfer fees and exchange rates when moving money. Keep enough accessible money for immediate expenses while checks or transfers are pending. Read our guide to opening an Australian bank account from New Zealand.
Days 1 to 3: start your TFN application
A Tax File Number is used in Australia’s tax and super systems. Applying through the ATO is free. If you already have an Australian TFN from a previous stay, find that number rather than applying again.
Check the ATO application route for your circumstances after arrival and use an address where you can reliably receive mail. Keep your application reference securely. The ATO says you should generally receive your TFN within 28 days, so it may still be pending after your first week.
See our TFN guide for New Zealand citizens and the official ATO application guidance.
Days 2 to 5: prepare your Medicare enrolment
Medicare is not automatically set up when you enter Australia. NZ citizens need to prove they live in Australia. One enrolment route is evidence that you will live here for at least six months; this does not mean everyone must wait six months to apply.
Gather the identity and residency evidence Services Australia requires. You need to be in Australia to enrol. Read our Medicare guide for New Zealand citizens and check Services Australia’s current requirements.
Before your first payday: organise work paperwork
Ask your employer what payroll details they need, including your bank account, TFN declaration and super paperwork. If your TFN is still being processed, tell payroll and follow the declaration instructions.
Understand Australian super before choosing a fund. Compare fees, investment options and insurance, and check whether you already have an Australian account. Our superannuation guide for New Zealanders explains where to start.
By the end of week one: check your progress
Your phone and email work, including verification codes.
You know whether your bank account is fully active.
Your TFN application or existing TFN details are organised.
You have checked Medicare eligibility and gathered evidence.
Your employer knows which details are ready or pending.
You have follow-up dates for outstanding applications.
Want the setup steps together in one place?
The $49.95 Moving to Australia Starter Kit brings together preparation, mobile phones, banking, TFNs, Medicare, private health and super guidance. Work through the online sections at your own pace.
Official applications such as TFN and Medicare enrolment are free. The kit is optional paid guidance to help organise the process. Personalised advice is separate.
Explore the Moving to Australia Starter Kit.
About NZ to AU
Founded by Dion, a Chartered Accountant, NZ to AU helps New Zealand citizens get established in Australia. Learn about Dion or enquire about separate tax and accounting support for your circumstances.
Sources checked November 2026. General information only. Check current requirements with the relevant provider or government agency.
